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Small Business

Small Business Lending Freeze Starting to Thaw

The small business lending market has yet to thaw in the wake of the recession. However, several recent studies suggest the ice may finally be starting to melt.

The credit health of small companies across the country improved during the first quarter of 2013, according to a new report by Experian and Moody’s Analytics, surprising analysts, most of whom were expecting either no change or a slight decline over the first few months of the year.

Instead, credit quality jumped 4.5 percent from the final quarter of 2012, which was also revised upward 7.1 percent from the initial findings back in February.

“Small businesses have reduced their levels of payment delinquency, and that is a good sign,” Dan Meder, vice president of Experian’s Business Information Services, said in a statement. His company’s report takes into account the credit health of firms with between five and 99 employees.

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Small Business

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