South Central Alabama Development Commission (SCADC)

Tyson Howard

Executive Director

5900 Carmichael Place
Montgomery, AL 36117

Phone: (334) 244-6903

Fax: (334) 270-0038

Email: tyson.howard@adss.alabama.gov

Michael DeBerry

SCADC provides technical assistance to local governments in order to address essential community development needs in such areas as water and sewer services, transportation infrastructure, storm water drainage, housing rehabilitation, and recreation through various project initiatives.

The South Central Alabama Development Commission’s Revolving Loan Fund (RLF) Program is a locally controlled source of capital used to provide gap financing to start-up and expanding businesses in Bullock, Butler, Crenshaw, Lowndes, Macon, and Pike counties. The primary goal of the program is to stimulate the economy through the creation of local jobs. The RLF targets small to medium-sized businesses, which are financially sound but are unable to secure adequate financing for start-up or expansion projects. Loans can be made for financing land, buildings, equipment, and working capital. The RLF was not established to compete with private lending institutions but to complement commercial lending programs by providing necessary “gap finance” once the bank and owner have reached their financial limits.